Terms & Conditions

Pudami Finance

Welcome to Pudami Finance. By accessing our website and applying for our financial services, including Personal Loans and Gold Loans, you agree to follow the terms and conditions mentioned below.

Pudami Finance provides loan services based on eligibility, document verification, and internal approval policies. All applicants must provide accurate and complete information while applying for a loan. Submission of false or misleading information may result in rejection of the application.

Loan approval is subject to credit assessment, KYC verification, and company policies. Interest rates, processing fees, and other applicable charges will be clearly informed to the customer before loan disbursement. Borrowers are responsible for repaying EMIs on time as per the agreed schedule. Late payments may attract penalties and may impact your credit score.

For Gold Loans, the pledged gold must be legally owned by the borrower. In case of non-payment or default, Pudami Finance reserves the right to take necessary action, including auction of pledged gold as per applicable laws.

Pudami Finance reserves the right to modify loan terms, policies, and website content at any time without prior notice. Continued use of our services indicates acceptance of the updated terms.

These Terms & Conditions are governed by the laws of India, and any disputes shall be subject to the jurisdiction of the appropriate courts.

For any queries, please contact Pudami Finance through our official contact details provided on the website.